Finding out that they have been in an accident with an uninsured or underinsured driver is an accident victim’s worst nightmare.  Adding to the stress that accompanies an auto accident is the uncertainty about who will cover all the damages.  Options do exist.  If the other driver has insufficient coverage or no coverage, the accident victim can file an uninsured or underinsured motorist claim.

If you’ve been injured in a car accident, you need the legal expertise of Schwartzapfel Partners P.C.  We can help you get the money and benefits that you need to recover, both physically and financially.  We have a success rate of over 98 percent and over 150 years of legal experience.  We have obtained millions of dollars for our clients in Suffolk County and Long Island.

Call our Suffolk County and Long Island, NY car accident attorneys today at 1-800-966-4999 or use our convenient online contact form for a free evaluation of your case.  Schwartzapfel Partners P.C. will fight for you!

You may already have an uninsured or supplemental motorist policy with your current insurance company.  You can file a claim with your insurance company and ask them to supplement the other driver’s policy or get them to pay all of your claim.

However, there are some things to consider:

•  In New York, to qualify for underinsured/uninsured motorist coverage, your injuries must be considered serious.  What constitutes a serious claim and what injuries qualify as serious is complicated. Our Suffolk County and Long Island law firm has many years of experience representing clients in these types of claims.  We understand how the system works and we know exactly what serious injuries are and can determine if you qualify.
• Insurance companies make a profit by minimizing the amount of money they pay out on claims.  Many insurance companies do their best to avoid paying claims and may argue that you were at fault and that they are not responsible for compensating you.  Or they may dispute the cost of your injuries in order to pay less. Our Suffolk County and Long Island law firm has filed many insurance claims in the past.  We know what tactics the insurance companies use and how to argue against them.  Insurance companies know our reputation: we will compile a strong case and we aren’t afraid to go to court.

When insurance companies deny your claim, despite the fact that you have the correct coverage, you have to prove the legitimacy and value of your claim.  Our attorneys can help you compile your case and paperwork to maximize your recovery.  Ultimately, the best way to ensure your claim is successful is to hire an attorney with extensive experience.

The attorneys of the Suffolk County and Long Island law firm of Schwartzapfel Partners P.C. can help you handle your case when you’ve been in an accident with an uninsured or underinsured driver.  We have more than 150 years of combined legal experience and a 98 percent success rate in obtaining compensation and benefits for our clients.

Call our Suffolk County and Long Island, NY car accident attorneys today at 1-800-966-4999 or use our convenient online contact form for a free evaluation of your case.  Schwartzapfel Partners P.C. will fight for you!